In certain countries you can only send money using PayPal , but you can't receive money using PayPal. Unfortunately Sri Lanka , which is where I'm from is a country like that 
. This is one of the most frequent questions I get from my Sri Lankan visitors so I decided to write this short post to show you a work around for this. This method do have its limitations but by far this is the best work around I found so far. If you are from a PayPal send only country and know of a better way to receive money while using PayPal please feel free to share it in the comment section. You can check out few other PayPal send only solutions.
- Create a PayPal account in a country where you can receive money , For example my account is an Indian account.Now you can receive money to your account so get all the money owed to your to that account.Now comes the tricky question of withdrawing money from your PayPal account
. - Now go to My Account Tab and in the relevant sub section click Withdraw .
- There you are given 3 methods to withdraw , withdraw funds to your bank account is not possible since you do not have a bank account in India.
- That leaves you with receiving a check from PayPal or Withdraw funds to your cards. Personally I haven't tried the check option and usually it takes time to clear and deposit checks so I use the withdraw funds to your card option.
- There you have to add a card first , click the Add Card link and you will be taken to a form where you can add the card.
- After adding the card you can specify the amount you wish to withdraw , select the card and press continue button.
- You will be charged a 5$ withdrawal fee for this so better to wait till the funds add up a bit before withdrawing .
Recently PayPal has done some changes and it is not possible to receive money via credit and debit cards in those countries. PayPal is not the only online payment service out there feel free to check out my article about PayPal alternatives. If you still want to withdraw your money using PayPal then you can check out PayPal in different countries. For example with PayPal Brazil you can still withdraw to your credit card.
Hope you will find this article useful and if you have any doubts or concerned feel free to share them in the comments section.
i cant find any chek or card option .. only bank
What is the country you have created the PayPal account with ? Maybe its not available in all countries. Its definitely available for Indian accounts
Hi Nishadha,I currently have verified sri lankan paypal acc.but after I create a indian paypal acc.should I remove my previous CC from my Sri Lankan paypal acc??
If you have connected one CC to one PayPal account you cant use it on another PayPal account. If you are planning to debit the money from your Indian account to the same CC then its best to remove it from the Sri Lankan PayPal account
thanks but If I create a Indian paypal account then I cant verify it with my current SL CC??so that means I cant make online payments with my current CC using paypal??
You don't need to verify to withdraw money , you can withdraw up to 500$ with an unverified account
Nishadha, the point is currently I have 1 credit card.If I m planning to withdraw from my unverified paypal account,anyway I have to deposit to the same CC with my verified paypal.so Its already registered with paypal.so that means I ve to remove my CC in my verified paypal to withdraw money from my unverified paypal account.so that means if I remove my current CC with my verified paypal,then I ve another unverified paypal account isnt it?
http://seejay.wordpress.com/2007/06/11/yahooooo…
hi
i have the same problem and i live in bahrain
the problem is that even if you sign up with an account that can receive money (i used to have US account) but i cant accept the money unless i get verfied.
and i can only get verfied if i have US bank account or US credit card!!!
Hi I'm using an Indian account that it not verified but I can receive money without a problem. Not sure about the US account
but it should be possible to receive money for unverified accounts as well but there are transaction limitations
Great idea. But what if your credit card address is different then your real address?
My credit card address in a Sri Lankan one and the address given in my PayPal India one is an Indian address. But I had no problems withdrawing money to my card.
Wait, I didnt understand, your paypal country is India, but address of your paypal account and credit card are addressed to Sri Lanka?
My PayPal country is India and I have added a dummy address , when
withdrawing money to your card you don't need to provide the address. Hope
this answers your query.
No there is another work around method to get cash from paypal to Sri Lankan banks first you register for an indian paypal account then after you received the amount of funds you want to withdraw to the bank get an account at getafreelancer.com and also sign up at moneybookers.com.
Next go to your getafreelancer account go to my account and click manage funds and there will be a deposit option enter the amt you want to withdraw (plus a 2% fee) and click deposit then go to my moneybookers account and wire it to your bank it will ask you for bank acc num and SWIFT code and in 7 days the cash will be in your account there it is, you do not need a credit or debit card for this
Thank you for sharing this great info
Any time bro but i have a question about this statement
“My credit card address in a Sri Lankan one and the address given in my PayPal India one is an Indian address. But I had no problems withdrawing money to my card.”
Does this mean i can verify an indian paypal account with a Sri Lankan Credit card? if so that would be AWESOME!!!
I don't think you can verify an Indian account using a Sri Lanka credit card ( I haven't tried it ) , but you don't need to verify your account to withdraw money
.
Alright thanks
there is a sending limit of $500 in indian paypal accounts so i have to send it to getafreelancer to withdraw:( i cant withdraw to my card cause its a Sampath Webcard(prepaid credit card/debit card)
hi there,
finally..
it's me again with the Bahrain account.
i have creted an Indian account and i received money for the FIRST TIME
anyway i am finding problems in withdrawing the money:
1) i cant enter the credit card (i am thinking that may be it is because my credit card address is different than country)
2) when request a check it will be sent to the address that is already registed (meaning to india)!!
3) and cant withdraw to credit card bcoz of point #1
please help!
Hey, What is the error you are getting when you are adding the card ? I didn't have any problem adding the card and withdrawing the money although my cards address is a Sri Lankan one.
this is the msg that appears in paypal (billing address) when i want to add my card info to withdraw to credit card: ((Enter the address where you receive billing statements for this card. In order to confirm your bank card number, the billing address must be the one displayed on your statements))
i mean i have received money, but i cant do anything with it now?!
Ok i have a doubt what does withdrawing to card mean?? I have zero in my debit card and if i withdraw $50 via paypal to card will i get $50 balance in the debit card is this what you mean?
Thanks
Nope it will show as 45$ , because there a 5$ transaction fee. Unverified account has a withdraw limit of 500$ , so better to wait until you reach that level to withdraw or at least till it get accumulated to around 300-400$.
Awesome article
I reside in Bahrain and for those that have posted regarding Bahrain and paypal – honestly I haven't yet found a work-around because in Sri Lanka I have tried with Commercial Bank Sri Lanka, and that doesn't work nor does it work with commercial bank's offshore banking unit in Singapore 
I have an alternative here, folks in Bahrain can receive money online via moneybookers.coom because 51% of the firm is owned by the bahrain-based Investcorp bank
Money received via bank transfer is free while via Visa card, you will get charged 1.80Euros.
Unfortunately, Moneybookers.com doesn't support Sri Lanka as a country yet, but if those folks based in Sri Lanka would like to take advantage of the moneybookers system they can open Bahrain-based bank accounts with HSBC Bahrain (feel free to dm me via twitter (@iange).
Thanks for the valuable input and offer for help
O brother then it will add the money to debit card. but how we can get that card to our place tell me an answer for it.. hishanads@yahoo.com
Hmm your question is not very clear , after you debit it to your card you can spend it via the card or withdraw as money
My question is this; I have opened an account by giving US as the country so the debit card will delivered to the provided address. so how I know the debit card details.. that is my question reply me.. hishanads@yahoo.com
Hi Nishadha,this article is super awesome! thank you very much for sharing …. will check this right now..
have u tested this before? plz reply …
Cheers~
Hi , yes I have tested this method and have received money to my credit card using this method.
i am a student and i am not having a Credit card , how can i receive and send mony to buy anything, please reply me..
If you have a Indian account you can receive money and buy anything that is payable by PayPal. But if you want to withdraw money you need a credit card , you can try out getting the money to your bank account , although I haven't personally done it yet.
I’m totally confusing what you are telling brother…actually I’m a newcomer for this ebay things. So could you please tell us the exact way of doing this. I mean how we can receiving money to our bank account, from A to Z. Sorry for the disturbing you
Can u tell your credit card type(bank), so i can get the same one and open Indian Paypal account n make sure it works
and also, how u get arround with this ???
“Billing Address
Enter the address where you receive billing statements for this card. In order to confirm your bank card number, the billing address must be the one displayed on your statements.”
There the address given is dummy Indian one , ya there is a option to add
another address, but in that address given country is INDIA-we cnt change it.
I don't think the country matters when giving the billing address as long as you get the other details right. It worked for me so I don't think you would have any problem.
I think you can use almost any credit card , Personally I'm using a AMEX.
if i give my father's credit card details will it be a problem?(paypal account in India is in my name).Please help
Well for srilankans or any other who want to verify paypal go to virtualcreditcard.org and buy a VCC it costs $4.99 you can pay by paypal(do not need to be verified to make payment by paypal) or alertpay i did this in june 2008 and my paypal account is still verified i have earned plenty of cash online and cashed in commercial bank colombo.
Thanks a lot for the lead!
I am in Cambodia, and listed like Sri Lanka.
The problem is where can I find the legit Indian address to register?
good thinking, however i dont think so it will be possible for longer as paypal can determine your ip address country wise, so you might end up your a/c blocked or terminated. i.e when you signup for a paypal account it takes you to the home page that the country you stay, anyway you can get a signed up a/c from india through a person who resides there, however when you start to operate from sri lanka paypal can determine it, thanx for sharing your ideas
As you mentioned Jay best thing is to create an account using your friends address. Since you have a transaction limit for unverified accounts I guess PayPal wouldn't mind.
Can we use debit cards like HNB debit visa card, Seylan Visa debit card etc. to withdraw money from this fake Indian Paypal account?
Thanks for your post,
I am also facing this problem. Without knowing I have listed some items on ebay.Now I cant receive payments.So I hope to create a fake indian paypal account.Can I link this new indian paypal account to my ebay account to receive money or may I have to create a new ebay account?
Any comments please,
What if paypal figure out that you lied about your country?
I would like to know that too.
They can ban your account or sue you
What if paypal figure out that you lied about your country?
Good idea.. but this does'nt wrk for srilankan who's in the online business..
Also check moneybookers or 2CO
hi
what you are saying is true upto last month now u need to have a PAN number or otherwise u cant use paypal indian account
i have been doing this for about one year now. i cant do it any longer because of the PAN account problem
Well you can use it without a PAN number but you can't withdraw money because the debiting money to your credit card is not allowed now for Indian accounts.
Hi
I'm new to this internet jobs and money transactions. I just want to know the present situation of Paypal. Can we withdraw money to our credit card with an Indian adress. plss help me. Can I use a HSBC credit card.
You cant use the Indian account to withdraw money now
plss rply me frnds… I'm waiting for the response..
PAN number giving problems friend. cos my friend in india tried to open a paypal for me but they asked for this PAN number. without it no go. any solution for this?
Dear Nishadha your post about Paypal workaround is very itresting and informetive. I have a small question to ask from you.
Can I open a Indian paypal accont while Im in Sri Lanak or have I got to get someone from India to open it for me? My credit card is a sri lankan one.
regards
lalith956
Quite a smart move there. Thanks
Don’t open an Indian PayPal account ’cause the withdraw to credit card feature is not there any more. Check out the PayPal worldwide page to see which countries allow withdrawals to credit cards.
thanx bro
if indian account not work? what is the best alternatives
thanks
You can try alternatives payment services like AlertPay or create an PayPal account that supports credit card withdrawals
i did your method. i made paypal accounts united arab emirates.i withdraw $100 to my credit card .but it i can’t got it.because paypal limited my accounts.they says they needed my photo. billing, identity card etc…….. please just reply me
I am doing online business. Why I have not met these questions… ?
Or I got My own solutions…
But I will try to with withdrawal some funds… Is this really difficult .?
i have indian paypal account, they told me “You cant pay for good or service from paypal balance, you can only withdraw money to bank. I cant find option like you have told withdraw to Card please help me to correct it thanks.
Moneybookers and Alert Pay work well in Sri lanka. I’ve been working as an online article writer for two years now, I withdraw using these two payment options every month. My money is wired to Sampath Bank. In fact I’ve even given up my full time job, and work from home.